Destinations > Asia > Hong Kong

Currency, Exchange, Credit Cards, ATMs in Hong Kong

Flag of Hong Kong


The official currency of Hong Kong is the Hong Kong Dollar (abbreviation: HKD; symbol: $), divided into 100 cents. There are different designs of notes in the circulation and they are issued by four different institutions: the Hong Kong Monetary Authority, the Hongkong and Shanghai Banking Corporation (HSBC), the Standard Chartered Bank and the Bank of China.

There are no currency restrictions in Hong Kong in terms amounts of money that foreigners or locals can bring in or send out.

Note that Hong Kong Dollar is also accepted currency in the nearby Macau (at the 1:1 rate to their official currency). Hong Kong Dollar is also the only gambling currency in Macau's casinos.

Foreign Currency Exchange

Money can be exchanged at banks or independent, licensed moneychangers. Banks usually offer best exchange rates, although at the same time they charge a commission for each transaction, ranging from $40 to even $100. Similar to mainland China, travelers should avoid exchanging money at the airport as the rates offered there are the worst. Changing money at some hotels is also possible, but the exchange rates may be not as good as elsewhere.

As good alternative to banks and moneychangers, cash can be easily obtained from the ATMs. The rates are normally very good, but small withdrawal fee is usually charged, depending on the bank and network used.


Automated Teller Machines (ATM's) are available almost everywhere. They usually accept Visa, MasterCard, many also Maestro and Cirrus. Foreign bank cards with the Plus network can also be used to withdraw money.

Credit Cards

Credit cards are widely accepted by retailers. Most accepted cards are VISA and MasterCard, some merchants also accept American Express. Diners Club and JCB.

Traveler's Checks

Traveler's checks can be cashed at major banks. A flat fee or commission based on a percentage of cashed money usually applies.

Octopus Card

Octopus card has become an increasingly popular form of payment in Hong Kong. It is now used not only to conveniently pay in Hong Kong public transport system like buses or MTR (subway/underground), but also to pay for purchases in many convenience stores (for example 7-Eleven), fast food restaurants, pharmacies, vending machines or for parking.

There are several types of Octopus card, with the basic type carrying a $50 refundable deposit and $7 service charge if the card is returned in less than 3 months. The value on the card can be easily topped up to the maximum of $1,000.

Current Hong Kong Dollar Rates

For other currencies or conversion amounts go to Currency Converter

Hong Kong Gallery

The Clock Tower, Kawloon, Hong Kong Hong Kong and Kawloon from The Peak on Hong Kong Island Golden Bauhinia Square, Hong Kong Island, Hong Kong Hong Kong Skyline at Night 

There are 18 pictures in our Hong Kong gallery. Click the thumbnail to enter.

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