The official Polish currency is the zloty (ZL or PLN), divided into 100 groszy (gr). Poland intends to adopt the euro in the future, probably not earlier than 2012.
Cash can be exchanged in banks, foreign exchange offices (kantors, located at airports, border crossings and in almost any city or town) or some hotels. Exchange offices will usually give better exchange rates than banks, with the exception of offices located at airports or expensive tourist areas. Note that smaller exchange offices may only accept some international currencies like US$, British pound, euro, Canadian or Australian dollar.
Some large stores and hotels display prices in euros, but only some of them will accept payments in euros. Other than that only some souvenir shops in tourist places would accept payments in US$ or euros.
There are ATMs (bankomat) in all cities and most smaller towns in Poland, and the majority accept Visa, MasterCard, Cirrus and Maestro cards. Debit and credit cards are also the easiest and cheapest way withdraw cash - either over the counter in a bank or from an ATM.
Credit cards are increasingly widely accepted, but smaller establishments often don't accept them. The most popular cards accepted in Poland are Visa, MasterCard, Eurocard. Amex and Diners Club are far less popular.
Traveller's checks can be exchanged at banks, but exchanging them may be more expensive and troublesome than withdrawing from an ATM. In general, the usage of traveler's checks is very limited in Poland.
Banking hours are usually Mon - Fri 9:00am - 4:00 pm, Sat 9:00 am - 1:00pm.
Current Poland Zloty Rates
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