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Currency, Exchange, Credit Cards, ATMs in Thailand

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The currency in Thailand is Baht (THB; symbol ฿), divided into 100 satang. Available notes are in denominations of ฿1,000, 500, 100, 50, 20 and 10. Coins are in denominations of ฿10, 5 and 1, 50 and 25 satang.

Cash and Exchange

Foreign currencies can be exchanged at banks, hotels or private exchange offices in cities and larger towns. Banks usually give the best exchange rate, hotels, on the other hand, charge higher commissions. Most accepted foreign currency for exchange to baht is US dollar, followed by euro and British pound.

It's advisable to carry enough of smaller bills (20s to 100s), especially when traveling outside of large towns and tourist areas, where there is often a shortage of change.


ATMs can be found in all cities and large towns. Cash withdrawals from international debit or credit cards are the best way of obtaining local money. ATMs will typically provide better exchange rates than banks or exchange offices.

Credit Cards

Credit cards, especially Visa, MasterCard and American Express, are widely accepted, particularly in areas visited by tourists. Some businesses may add a small surcharge (2 to 3%) when paying by credit card.

Due to possible credit card fraud, travelers should use their cards with caution, only in reputable, established businesses, and the amount charged should be checked for accuracy.

Traveler's Checks

Traveler's checks can be exchanged at banks as well as large hotels and shops. The best rates are given for checks in US dollars, euros and British pounds.

Banking Hours

Usual banking hours are from Monday to Friday, 8:30am to 3:30pm. Exchange offices may be open longer hours, from 8:00am to 8:00pm.

Current Thai Baht Rates

For other currencies or conversion amounts go to Currency Converter

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