Currency
The currency used in US Virgin Islands is US dollar, divided into 100 cents. Notes come in denominations of $100, $50, $20, $10, $5, $2 and $1. Coins are in denominations of $1 and 50, 25, 10, 5 and 1 cents.
Foreign Currency Exchange
Foreign currencies can be exchanged at banks. The rates are often worse than you can find elsewhere in the world, so if you're coming from country other than the United States, it is best to exchange foreign currencies to US dollar before arriving in US Virgin Islands.
ATMs
Automated Teller Machines (ATMs) are plentiful in main towns - Charlotte Amalie on St. Thomas, Christiansted on St. Croix and some are also available in Cruz Bay on St. John.
Note that there are no ATMs on other islands. The machines work on international networks, such as Cirrus and Plus, and are a convenient way to obtain cash through credit card cash advance or withdrawal from your bank account. All ATMs in US Virgin Islands dispense only US dollars.
Credit Cards
Many businesses accept credit cards in BVI, particularly on Tortola and Virgin Gorda. Cards that are most often accepted are Visa and MasterCard. It should be noted that there are still plenty of establishments in US VI that only accept cash.
Traveler's Checks
Traveler's checks are accepted at many places. Recommended are checks in US dollars.
Banking Hours
Typically banks are open from 9:00am to 4:00pm - 5:00pm, Monday to Thursday, and 9:00am to 5:pm on Fridays.
Virgin Islands, U.S. Gallery
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